Tuesday, October 10, 2017

HOT CARS saves lives

Senator Al Franken, further establishing his role as Giant of the Senate, is co-sponsoring a bill to protect children. Called the HOT CARS act, it requires that cars be equipped with a system to help prevent the driver from accidentally leaving a child in the back seat when leaving the car.

Bill Maher rightly mocked the proposal, arguing the democrats are hurting themselves by further over-regulating society. He is quite right that it shouldn't be the car companies' responsibility to be sure we don't check whether the kid is in the back seat.

Also consider this from the standpoint of cost. There are about 40 deaths per year due to children left in cars in the US. Of these about half are children accidentally left in a car, which the law would in principle prevent. Total US car sales in 2016 were 17.6 million. Assume the prevention system only adds $1.00 to the price of a car. At that small incremental cost consumers would be paying about $800,000 for every life saved. If the prevention is a more likely $10.00 to $50.00, it means consumers would pay $8 million to $80 million per death avoided. I bet if we spent money in additional driver training or fixing a few unsafe intersections in cities we can save far more than one life per $8 million.

And what is this system to protect children? The article about Bill Maher linked above says motion sensors (don't know where the author got that). But motion sensors make no sense, they'll go off when the dog is left in the car (as is also often done, with a window down) but will not go off for the motionless sleeping baby. However, the bill itself doesn't say the car needs to detect that a child is present, only remind the driver. It must be both a visual and auditory alert. So apparently in the future the car's display (not sure what low price cars without displays will do) will say "don't forget any children in the back seat" and a recorded voice will say "don't forget your children". Guess how annoyed consumers are going to get? Hopefully they'll know to blame Congress. Of course, given human nature, people will quickly tune out any reminder and end up forgetting the child anyway.

The bill also shows Congress's habit of drafting sloppy legislation. It is more apparent in the House version of the bill. The House version has the same visual and auditory alert requirement, but says the alert must come from "the rear seating positions". So apparently the rear seat itself must tell you to check for children, not just the car.

All in all, Bill Maher has it right. Every right wing claim about the nanny state and democrats is validated by this bill. If it doesn't die a quiet death in committee, or worse is passed, democrats have only themselves to blame for losing elections.

Thursday, October 5, 2017

Lack of Health Coverage, Lack of Planning

I've just seen the same type of story as the "I am Obamacare" woman some years ago. In fact, it's quite similar as this person also has a tumor in her uterus. Unfortunately, I can't give any more details due to privacy.

It is interesting though to hear the complaints about our health care system when the woman found out she can't sign up for insurance (would need to wait a month for open enrollment and it wouldn't take effect until next year). Her local hospital also won't take her as a charity case so she's had to spend part of her savings to pay for doctors. I'm guessing she doesn't have enough savings to pay for her needed surgery.

I haven't gotten into the details of why this woman doesn't already have health coverage and don't intend to (I don't need to trigger a bunch of name calling on social media) but my guess is she doesn't have coverage available through any employer (not sure if she has a job or if her business is full time). Apparently she also didn't see any need to sign up through the Exchanges (Obamacare) and now she finds she doesn't have insurance.

She complains that Obamacare was supposed to get rid of pre-existing condition requirements. This is true, but ONLY if you sign up during open enrollment or some other defined time.

So we get more complaints about our health care system, and again it's somebody who didn't bother to plan ahead.