Thursday, October 5, 2017

Lack of Health Coverage, Lack of Planning

I've just seen the same type of story as the "I am Obamacare" woman some years ago. In fact, it's quite similar as this person also has a tumor in her uterus. Unfortunately, I can't give any more details due to privacy.

It is interesting though to hear the complaints about our health care system when the woman found out she can't sign up for insurance (would need to wait a month for open enrollment and it wouldn't take effect until next year). Her local hospital also won't take her as a charity case so she's had to spend part of her savings to pay for doctors. I'm guessing she doesn't have enough savings to pay for her needed surgery.

I haven't gotten into the details of why this woman doesn't already have health coverage and don't intend to (I don't need to trigger a bunch of name calling on social media) but my guess is she doesn't have coverage available through any employer (not sure if she has a job or if her business is full time). Apparently she also didn't see any need to sign up through the Exchanges (Obamacare) and now she finds she doesn't have insurance.

She complains that Obamacare was supposed to get rid of pre-existing condition requirements. This is true, but ONLY if you sign up during open enrollment or some other defined time.

So we get more complaints about our health care system, and again it's somebody who didn't bother to plan ahead.

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